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Using a debit card for cannabis seeds

Paying for Cannabis Seeds: The Issues with Cards and Perfect Alternative Methods

The drug war is not over. Legalization may be sweeping many places, but the implications of prohibition policy still linger over almost every part of the cannabis industry.

Where does it hit most often?

Purchases. In the United States, so far the world’s largest and most freewheeling market, this is a huge issue. Many even state-legal businesses cannot get bank accounts easily. Most marijuana purchases, even in states where recreational is legal, are done in cash, at point of purchase.

American drug policy, when it comes to domestic purchases, does not stop at American shores.

Outside of this market, as a result, financial services companies can be very, very leery about providing any sort of transaction medium for customers or even businesses in this vertical. This is an issue facing everyone who has ever tried to buy cannabis, seeds, or even in some cases, accessories in an online environment.

Credit card companies, because they are either American or influenced by American policies, are also not interested in being on the front war of this issue. Anywhere. That means that paying for your online purchase, whatever it is, is not a good solution. The companies themselves have been known to block purchases if they think it is “drug” related. Even if you are paying with a supposedly “European” credit card. And even if all you are doing is buying seeds. This is because the credit card companies all use the same financial networks that are currently overseen by American jurisdiction. Think about it. There are only three “brands” of credit card. Visa, MasterCard and American Express. They are all American, and therefore all ruled, ultimately, by American banking law on the topic. That will not change until cannabis is rescheduled in Congress. And that is going to be a long wait.

So what is the solution?

Easiest Alternative Methods

In order to ensure that customers are untroubled by the issues surround card payments in the industry, Seedsman accept a number of different payment options.


The idea of paying in bitcoins for cannabis and cannabis-related purchases, is a popular one. Many seed companies, in particular, are looking at this idea. So are legal dispensaries in places where banking services are still problematic.

This is not new. Silk Road, the now infamous online drug bazaar, established itself precisely this way. People could buy bitcoins. They could then connect with vendors (for cannabis) via the Silk Road website via TOR.

The only problem? This was illegal and authorities are now hip to the idea.

However, in situations where what you are buying falls into a grey area, this is actually a smart idea – particularly if the vendors accept bitcoins. This includes seeds of course. In the Netherlands, for example, selling cannabis seeds is perfectly legit. So is buying those seeds, no matter where you are based. If you are using legally recognized tender, problem solved.

Getting yourself set up with a bitcoin account these days, no matter where you are, is a relatively easy process.

If you are considering using a cyber currency of course, there are a few other considerations you need to ponder.

What exactly is cybercurrency?

Cyber currency is digital cash, essentially. However it is not issued by a central authority, like a bank. Rather it is “mined” or created. Where it goes, how it is then valued, spent, stored and transferred again, is another issue entirely. At this point, cybercurrency can either be treated one of two ways. It is either like cash, with an associated market or cash value. Or it is essentially like a machine tool or contract.

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In its cash-like form, cybercurrency can also be traded and speculated on. That is why the “price” of bitcoins is closely tied with both the American dollar and the Chinese Yuan. Most people buy bitcoins from these currencies.

Bitcoin is the best known cybercurrency but it is not the only one.

How to open a cybercurrency account

When opening a cyber currency wallet, there are also a number of considerations you have to make. These include:

  1. Which cyber currency are you going to use? Honestly, unless you are a geek and know your stuff, it is safer to stick with Bitcoin. This is also what more and more cannabis merchants are accepting.
  2. Which wallet provider are you going to use? This is an important question. Some are more reliable if not easier to use than others. There are also multiple options available now. Do your research.
  3. Connecting your cyber wallet to a cash source. This could be Paypal. It could be via a regular bank. Again, this is a process you do not want to jump into.

Unless you are also willing to engage in the endless up and downs of the price of the bitcoin market, however, do not transfer more than you need on an immediate basis. You could find that speculation on the actual price of bitcoin also makes this option prohibitive except for emergency purchases. Used in this way, bitcoin is just like any other currency. And it is rife for speculation even now.


The old fashioned paper and metal kind, still works of course. It is also the best way to make truly anonymous purchases. When you can pay cash, of course, it is usually just the easiest thing to do when buying anything related to cannabis. The “legality” issue is so complicated right now that the last thing local merchants (or you the buyer) want to deal with is a blocked purchase – particularly if that purchase is legit.


Right now, you absolutely cannot pay with plastic in the vast majority of pot-related transactions in the continental United States. Including seeds. That includes not just credit cards, but of course, debit cards that tie directly into your bank account.

The good news, if you can call it that? This is a regional problem, however shocking this might sound to Americans. If you are in Europe, this issue is pretty easy to solve. The SEPA bank networks are governed by a different regulatory system. You can pay for cannabis itself in any coffee shop in Amsterdam with your European bank card via the electronic networks that are already in place. You can also pay for seeds this way. Knock yourself out.

Why? All you are doing is giving your IBAN and BIC numbers to a legitimate vendor. Most of these establishments, particularly in Amsterdam, already have consumer-end swipe card tech in place. End of conversation.

Germinating those seeds is another issue of course, depending on where you live. But you already knew that of course.

Cultivation information, and media is given for those of our clients who live in countries where cannabis cultivation is decriminalised or legal, or to those that operate within a licensed model. We encourage all readers to be aware of their local laws and to ensure they do not break them.

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Seed Banks That Accept Credit Cards

Nowadays, you can buy almost anything online; the internet has changed the way we live. The only time you could get something was at the store a few years ago, and that only applied if it was available near your location. In particular, it was nearly impossible to find cannabis seeds at the time. Things have changed for the better!

As a buyer of cannabis seeds online, you may wonder what payment options are available to you. Consumers find it very inconvenient to use credit cards for a secure transaction since they are commonly used and one of the simplest ways. Particularly for citizens of the US, Canada, and Australia and people from various other countries.

In this guide, you will find a list of the best seed banks that accept Credit Cards, so your seeds will arrive at your home!

Seed Banks That Accept Credit Cards

ILGM – I Love Growing Marijuana

Robert Bergman’s I Love Growing Marijuana (ILGM) is a prominent online source of marijuana seeds that sells 120 feminized seeds and auto seed packets found throughout their online store. They offer free shipping with superior customer service.

Crop King Seeds

For over 15 years, Crop King Seeds has been in the marijuana seed bank industry, selling marijuana seeds to consumers worldwide. There are 500 new strains offered by Crop King Seeds, including feminized,regular, and auto-flowering strains, all sold under their brand.


For consumers seeking seed banks that accept credit cards, the Seedsman website is safe and well-organized to assist you with selecting the best marijuana seeds for your growth. There are 129 top breeders offering discounted feminized seeds, ordinary seeds, and auto-flowering seeds.

MSNL Cannabis Seeds

Since 1999, MSNL has been named the top marijuana seed bank, selling their own versions of more than 200 famous cannabis strains. They sell feminized, regular, and autoflower seeds at reasonable prices and regularly offer discounts.

The Benefits of Using a Credit Card for Cannabis Seeds

It may surprise you to learn that credit cards have been around since 1970, but they’re still a popular gift. In addition, they can be used almost anywhere that accepts a standard Visa or Mastercard once they’ve been registered. The cards are prepaid, so you won’t have to link your bank account to fund them.

Due to their level of protection and anonymity, they are one of the best options to buy cannabis seeds online. As a result, you won’t need to worry about your banking information being hacked. It also adds a layer of privacy protection by hiding your name and other personal information. With regards to anonymity and privacy protection, this is the same as Bitcoin.

Cons of Using Credit Cards

There aren’t many disadvantages to employing these cards. They are accepted almost everywhere credit cards are accepted, but occasionally things go wrong, and they don’t work. The only other disadvantage is that they are not as rapid as utilizing Paypal or Cash App.

Furthermore, stealing information from a credit card is not that difficult. Hackers can gain access to someone’s private information on the internet. Immediately, the victims will understand that they have lost a lot in an instant.

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In this case, you must take adequate precautions when you use your credit card. If possible, you should also find a marijuana dispensary or seed bank in your area that offers simple transactional procedures. It’s crucial to review consumer reviews, recommendations, and experiences to make sure you’re not being duped.


How to Purchase Weed Seeds Using A Credit Card?

Purchasing cannabis seeds with a credit card is straightforward. The initial step is to go to one of the seed banks listed above, which accepts credit cards. Because many seed banks do not accept credit cards, it is critical to follow those instructions. You can browse their cannabis seeds once you’ve arrived at their websites. When you’ve found the ideal solution for your needs, simply add it to your basket and proceed to checkout. When you get to the payment method section of the checkout process, you’ll be able to enter your credit card information after filling out your mailing address.

What To Look For When Buying Cannabis Seeds Online?

Picking the best cannabis seeds doesn’t have to be difficult when you’re looking for them. You need to keep a few things in mind when buying cannabis seeds online. Here is a list of a few considerations you should keep in mind initially:

  • First and foremost, you should be aware of the laws governing marijuana seeds in your locality. Don’t even try to buy seeds if it is prohibited.
  • You must go for an established and reliable online seed bank supplier. Do your own research, and you will find the perfect one.
  • You should check the shipping process and payment method of your seed bank. Additionally, finding seed banks that accept credit cards would be a great option to make your purchase hassle-free.
  • Be sure to check the customer service of the seed bank prior to purchasing cannabis seeds online. This is because it is something that proves the reliability of a seed bank.
  • Apart from that, there is the possibility of stealth shipping. It’s always best if the seed bank can deliver your goods safely.

Final Thought

In general, purchasing cannabis seeds online can be challenging due to the difficulty in determining who is credible and who is not. Fortunately, all of the seed banks listed above are pretty reliable and have been around for a long time!

If you want seed banks that accept credit cards, any of the mentioned seed banks listed above is a great place to start! Just go for any one of them and make your purchase.

Buy marijuana seeds online with credit card :

Pay Anonymously with Bitcoin. You need to have a Bitcoin Wallet.

Don’t have one? Follow the guide below.

1. Inform yourself

Bitcoin is different than what you know and use every day. Before you start using Bitcoin, there are a few things that you need to know in order to use it securely and avoid common pitfalls.

2. Choose your wallet

You can bring a Bitcoin wallet in your everyday life with your mobile or you can have a wallet only for online payments on your computer. In any case, choosing your wallet can be done in a minute.

3. Get bitcoins

You can get bitcoins by accepting them as a payment for goods and services or by buying them from a friend or someone near you. You can also buy them directly from an exchange with your bank account.